Start with credible inputs
Select countries and use one consistent set of assets, contributions, returns and withdrawals. Treat every preset as educational rather than filing-grade.
REFLECTIVE FIRE · LEVEL 3
One portfolio. Different tax paths.
Select up to five countries and see how a deliberately simplified model changes the shape of a FIRE plan — without pretending that tax is one universal percentage.
A GLOBAL, SIMPLIFIED TAX MODEL
Compare how tax timing can change a FIRE plan.
Choose five countries from 50 presets, grouped by continent. All figures use one notional currency so the comparison isolates simplified tax mechanics, not exchange rates or cost of living.
Choose 5 countries from 50Pick five distinct country presets to compare on one chart. Each preset is deliberately simplified and does not determine your personal tax position. · 5/5 selected
15% long-term gain proxy
0% listed-share gain proxy; 0.05% sale stamp-duty proxy
18% CGT basic-rate proxy
31.4% PFU proxy
13% securities-gain proxy; progressive bands and exemptions excluded
END-VALUE RANGE
$697K — $1.81MWith the same assets, contributions, spending and return assumption, the country presets create different paths. This is a scenario experiment, not a statement of tax owed in any country.AT RETIREMENT$1.00Mhighest selected model value
TAX / SALE-COST RANGE$1K — $513Kacross the modelled period
SELECTED5 / 50replace countries in the five selectors
ONE PORTFOLIO, DIFFERENT TAX PATHS
What could the portfolio look like over time?
United StatesChinaUnited KingdomFranceRussia
| Country | Simplified model | Today | At retirement | Plan end | Modelled tax and sale costs |
|---|---|---|---|---|---|
| United States | 15% long-term gain proxy | $1.00M | $1.00M | $1.34M | $213K |
| China | 0% listed-share gain proxy; 0.05% sale stamp-duty proxy | $1.00M | $1.00M | $1.81M | $1K |
| United Kingdom | 18% CGT basic-rate proxy | $1.00M | $1.00M | $1.23M | $261K |
| France | 31.4% PFU proxy | $1.00M | $1.00M | $697K | $513K |
| Russia | 13% securities-gain proxy; progressive bands and exemptions excluded | $1.00M | $1.00M | $1.41M | $181K |
Important modelling limits: These are coarse educational presets, not tax calculations or relocation advice. They apply selected annual-return tax, realised-gain tax, sale transaction tax and, where explicitly shown, a broad annual asset-tax proxy. They exclude tax-free allowances, income bands, account wrappers, pensions, dividends, state/local tax, residency and treaty tests, most wealth and property taxes, inheritance and exit taxes, losses, currency and legal changes. The policy registry is dated 10 October 2026 and is not a live feed. Recheck the linked official information and take qualified local advice before acting.
HOW TO USE THIS
Use the differences to ask better questions.
Tax depends on personal residency, the assets held, income, account type, family circumstances and changing law. This tool is for exploring the direction and timing of tax friction, not for deciding where to move, what to buy or how to file.
INTERNATIONAL FIRE TAX COMPARISON CALCULATOR EXPLAINED
How do different country tax models change the same FIRE portfolio?
The tool holds the investment plan constant and changes simplified country tax assumptions, making the direction and timing of tax friction easier to compare.
How to interpret the calculator result
Read the result in context
Compare retirement assets, end value and cumulative modelled tax, then identify which mechanism creates the difference.
Turn it into a decision
Turn large differences into a checklist for local research; do not use a preset as evidence that a move or investment is tax-safe.
COMMON QUESTIONS
Questions about this international FIRE tax comparison calculator.
Which country has the lowest tax for FIRE?
There is no universal answer. Results depend on residency, income, assets, accounts, household circumstances, treaties and law changes.
Why use a simplified international tax model?
It helps reveal which tax timing questions matter enough to investigate with current official sources and professional advice.
EVIDENCE SNAPSHOT
What this tool is built on.
Global FIRE Tax Comparison. Compares simplified portfolio-tax presets across countries to identify policy questions that require current local verification.
This is implementation evidence, not professional certification. Assumptions and limits matter more than a badge. Correction policy.
- Model version
- 1.0
- Last reviewed
- Evidence basis
- Simplified policy presets linked to official sources
- Data status
- Policy registry dated October 2026; not a live feed
- Decision sensitivity
- High: verify locally before acting
CITE THIS TOOL
Let readers return to the same version.
This citation includes the tool name, model version, review date and stable URL. Citation does not imply Rich2Fire endorses third-party content.
Rich2Fire. (2026). Global FIRE Tax Comparison (model version 1.0, reviewed 2026-10-10). https://rich2fire.com/tools/global-fire-tax-comparison